The Power of Community Action:Anti‐Payday Loan Ordinances in Three Metropolitan Areas

Authors

Nathalie Martin, University of New Mexico - School of LawFollow
Robert N. Mayer, University of Utah
Steve Graves, California State University

Document Type

Report

Publication Date

1-24-2017

Abstract

Local ordinances that restrict payday lending constitute an important strategy in the overall attack on this problematic form of lending. In this report, made possible by the generous support of Silicon Valley Community Foundation, we describe and analyze campaigns in three locales that differ markedly in the opportunities and challenges faced by ordinance advocates. The locales are Santa Clara and San Mateo counties in California (“Silicon Valley”); Dallas, Denton, and Tarrant counties in Texas; and Salt Lake County in Utah. This report finds both commonalities and important variations among these campaigns. While there is no single recipe for a successful ordinance campaign, our comparative analysis suggests the following ten lessons for payday lending opponents and other advocates of social reform via local action.

Publisher

The University of Utah, The University of New Mexico

Recommended Citation

Nathalie Martin, Robert N. Mayer & Steve Graves, The Power of Community Action:Anti‐Payday Loan Ordinances in Three Metropolitan Areas, (2017).
Available at: https://digitalrepository.unm.edu/law_facultyscholarship/355

Comments

Executive Summary attached.